If you’ve experienced storm damage to your home or business, the aftermath can feel overwhelming. The situation may seem even more daunting when you begin to consider the complex process of filing a claim with your insurance company.
In this post, our Edgewood roofing contractors draw on their decades of experience providing
roof damage insurance claim assistance and to offer their guidance on insurance repair in Edgewood, WA.
1. Evaluating the Damage
The first step after the storm – after making yourself and your family safe – will be to determine if you should file a claim for your roof’s storm damage repair.
For an informed decision,
consult an expert in insurance repair near you in Edgewood, WA. A trustworthy roofer should offer a free, comprehensive inspection process to assess what repairs are required, and if the damage warrants a roofing insurance claim.
2.
Navigating the Adjuster’s Visit
Once your roof damage insurance claim is filed, your insurance company will send an adjuster. These professionals can sometimes miss elements of the required storm or hail damage insurance repair.
Having an experienced roofing contractor on-hand to support you through this process will ensure they recognize the full extent of the necessary repairs, whether your claim concerns simple roof shingle repair or a full roof replacement.
3.
Additional Claim Considerations
Your mortgage company may need to be involved in the claim. Moreover, some insurance policies include a recoverable depreciation clause. This might mean some claim money is withheld until repairs are finished.
1. Thorough Roof Repair Documentation
A qualified roof professional will be able to document an in-depth damage analysis, accompanied by photographs.
Just presenting this document might allow a claim to be approved, potentially bypassing a week's wait for an adjuster to perform an onsite inspection.
2.
Breakdown of Estimates for All Tasks
A detailed estimate can go a long way to alleviate your insurer's concerns. Providing a clear and transparent estimate created by your roofer gives you a greater chance of claim approval, whether you’re dealing with wind damage, water damage or hail damage insurance repair in Edgewood, WA.
3.
Precise Completion of Insurance Forms
Many homeowners struggle through long, complicated insurance forms, only to have claims rejected over trivial errors.
An insurance repair specialist will be acquainted with insurance procedures and able to guide you through these forms, even occasionally handling the paperwork on your behalf.
4.
Liaising with Your Insurance Provider
Your insurer might wish to get insights directly from your roofer about specific elements of your roof damage repair. While unreliable contractors might become evasive, a
reputable roofing firm is easy to reach and happy to talk about the damage and required repairs.
5.
Mitigating Future Insurance Claims
Not every roofer specializes in storm damage repairs. For example, a roofer unfamiliar with water damage repair might miss subtler damages caused by water infiltration, leading to issues that need repairing later on — typically within months.
For homeowners, it will be a challenge to gain approval for a subsequent claim, especially if you need to tie it back to the initial storm damage. Choose a roofing contractor with proven expertise in storm damage repair who will help you mitigate the need for future claims.
Having served Pierce and King County for over 25 years, Tony's Roofcare Inc. offers the most trusted roof repair service in Edgewood, WA. We are family-owned and operated, ensuring personalized attention; our team is fully licensed and insured, providing peace of mind; and every roofer we employ has a minimum of five years of experience.
Our team has worked with insurance adjusters to assess claims on all kinds of structures, and can help ensure your adjuster understands what repairs and replacements need to be made to properly restore your home.
Experiencing storm damage is stressful, but you don’t have to navigate the insurance maze alone. For
top-rated roof repair in Edgewood, WA, trust the experts at Tony's Roofcare Inc. We’re equipped and ready to provide prompt and professional service, ensuring your home is restored to its original state.
Contact Tony's Roofcare Inc. at (253) 364-6529 or online for a consultation!
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