An exterior painting job provides you with the chance to breathe new life into your home by picking a new color to spruce it up. Whether you’d like to admit it or not, you’ve probably considered doing the job yourself to save money. However, a project of this scale should be handled by professionals. Here’s why.

Quality Materials

Matching regulations is a tricky area in siding and roof replacement insurance claims. First, it’s important to know whether or not your damages will actually be covered. To qualify for matching coverage, the problem must be a result of “sudden and accidental” causes. This means negligence and lack of maintenance resulting in damage can be grounds for your claim to be denied.

How Insurance Claims Cover Losses

There are two ways a claim can be paid out: replacement cost values (RCV) and actual cost values (ACV). If your coverage has provisions for actual cost values, damage claims are paid based on the cost of the repairs or replacement minus depreciation. RCV coverage is preferred by many because it pays to replace your siding or roof with matching materials without factoring in depreciation costs.

Expert Color Knowledge

When your siding or roof repair job does not use materials that are of the same quality, it can be noticeable. This could lead to a drop in your home’s value and may even cause certain performance issues. Always double-check your coverage to see if you are protected by matching provisions.

At Tony’s Roofcare Inc., you can count on our professionals to help you with your siding replacement needs every step of the way. Give us a call at (253) 881-8743, or fill out our contact form to schedule a consultation and request a free estimate today.

Filed Under: roofing POST TAGS: INSURANCE | MATCHING COVERAGE | ROOF REPLACEMENT | SIDING REPLACEMENT